What is a Navigator?
Indiana Navigators are individuals certified to help consumers complete insurance affordability program applications for health coverage under Medicaid and the Marketplace.
Who can use the services of an Indiana Navigator?
Any individual or a family applying for enrollment in a health insurance affordability program may use the services of a certified Indiana Navigator.
What should I expect from an Indiana Navigator?
Navigators are to serve as impartial, knowledgeable resources for consumers enrolling in health insurance affordability programs. While helping consumers complete applications for health coverage, Navigators are expected to provide fair, impartial, and accurate information to consumers.
- We will be providing assistance with helping individuals or patients fill out Indiana Application for Health Coverage.
- Application process will take AT LEAST 1 hour to complete, therefore meeting with a Navigator generally requires and appointment to be made in advance.
- Once completed, applicants will then see all the plans which they are eligible for.
- We cannot provide specific plan details for the consumer without going through the application process. ( This will show all co-pays, deductibles, etc. that go along with that plan)
- Specific plan questions must be directed to the plan (i.e. Anthem, Medicaid, etc.)- we are not knowledgeable on the specificity of each plan
- Navigators will be doing outreach services within the community to make individuals/patients aware of this service that will be available to them.
Open Enrollment Dates: November 15, 2014-Open Enrollment Begins
December 15, 2014-Last day to enroll for coverage that begins January 1, 2015
- December 31, 2014-Coverage for 2014 Marketplace Plans ends
- January 1, 2015-Coverage begins for 2015 Marketplace Plans
- February 15, 2015-Open Enrollment Ends
Special Enrollment Period and Criteria:
To qualify for a Special Enrollment Period, you must have a qualifying life event.
Examples of qualifying life events include:
- Marriage or divorce
- Having a baby, adopting a child, or placing a child for adoption or foster care
- Moving your residence, gaining citizenship, leaving incarceration
- Losing other health coverage due to losing job-based coverage, the end of an individual policy plan year in 2014, COBRA expiration, aging off a parent’s plan, losing eligibility for Medicaid or CHIP, and similar circumstances.
- Important: Voluntarily ending coverage doesn’t qualify you for a Special Enrollment Period. Neither does losing coverage that doesn’t qualify as minimum essential coverage.
- For people already enrolled in Marketplace coverage: Having a change in income or household status that affects eligibility for premium tax credits or cost-sharing reductions
Information needed for an appointment:
**You must have an email account set-up in order to apply online**
Demographic Information: (Name, DOB, SS#, Marital Status, Address, Etc.)
Health coverage Information
Household Income Information: (Tax filing information, Current employment, Other Income, Deductions, Etc.)
Danacia Wiechers-Certified Indiana Navigator
Location: 550 S. Landmark Ave l Bloomington, IN 47403
*Appointments also available at our East Side Location and Linton Location*
Link to Indiana Department of Insurance to verify Certification:
*Once plan options are available, we can include what Insurance Plans are available*